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The cost of providing veterinary care is rising, as
veterinary science continues to develop more and
better therapeutic options for patients. While many
pet owners continue to purchase veterinary care with
discretionary income, savings or credit cards, an
increasing number are considering pet health
insurance to cover unexpected veterinary care
expenses.
The American Veterinary Medical Association (AVMA)
recognizes the increasing importance of pet health
insurance and offers a
pet insurance fact sheet here.
The American
Animal Hospital Association (AAHA) offers a
guideline pet health insurance here
and also offers a PDF brochure,
Ensuring Your Pet’s Health: A Guide for Pet Owners
from the American Animal Hospital Association.
Pet health insurance is very similar to dental
insurance. It is not true medical insurance. It is
fee for service indemnity insurance, or
property-casualty insurance, and is regulated by the
state.
There are several companies currently providing
pet health insurance. WPH has identified two
companies that fit the model recommended by the
American Veterinary Medical Association (AVMA) and
American Animal Hospital Association (AAHA).
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Pets
Best Insurance provides a range of coverage from
basic to premier for dogs and cats. Its basic
structure fits the model recommended by the
AVMA.
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Trupanion provides the catastrophic
coverage model recommended by AAHA.
There are many choices for pet health insurance.
Welborn Pet Hospital is not affiliated with any pet
insurance company and cannot provide specific
information regarding policies and costs. Pet
health insurance is an agreement between the pet
health insurance provider and pet owner. Welborn
Pet Hospital encourages pet owners to research pet
health insurance and consider available options in
advance of purchase.
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